Resources to help manage mortgages and foreclosures, find affordable housing, and more.


Housing and Home-Ownership

Federal Reserve Board: Mortgage Foreclosure Resources
If you are having difficulty making your mortgage payment, one of the most important things you can do is seek assistance.

Washington State Foreclosure Fairness Program

The Foreclosure Fairness Program provides homeowner foreclosure assistance by offering free housing counseling, civil legal aid, and foreclosure mediation.

Homeownership.wa.gov: Free Homeownership Counseling and Information for Washington Residents
Developed by the Washington State Department of Financial Institutions, this site offers Washington residents assistance in numerous areas, including foreclosure help, buying a home, refinancing,  and avoiding scams.

Making Home Affordable: Help for America's Homeowners 
The Obama Administration has introduced a comprehensive Financial Stability Plan to address the key problems at the heart of the current crisis and get our economy back on track. A critical piece of that effort is Making Home Affordable, a plan to stabilize the housing market and help up to 7 to 9 million Americans reduce their monthly mortgage payments to more affordable levels.

The National Low Income Housing Coalition
The National Low Income Housing Coalition is dedicated solely to achieving public policy that assures people with the lowest incomes in the United States have affordable and decent homes.  Be sure to visit their online resource library.

U.S. Dept. of Housing and Urban Development: Guide to Avoiding Foreclosure
Whether you're in foreclosure now or worried about it in the future, we have information that can help. If you are looking for foreclosure avoidance counseling, check the list of counselors in Washington State.

Washington State Housing Finance Commission 
A publicly accountable team dedicated to increasing housing access and affordability and to expanding the availability of quality community services for the people of Washington.

Cold Weather Resources

Washington Military Department: Emergency Management Division
This "In Focus" features provides information and resources to help Washington's residents deal with the most likely inclement weather problems, including freezing, flooding, heat waves, and more.

Washington Department of Commerce: Weatherization
Learn what weatherization can do for your home, get some energy-saving tips, and find weatherization services and programs in your area.To see if you qualify for weatherization assistance, call a local agency near you on the Weatherization Agency List.

Department of Commerce: Low-Income Home Energy Assistance Program (LIHEAP)
LIHEAP is a federally funded block grant that provides money to help low income households make home heating more affordable, avoid shutoff of utility services during the winter, and maintain a warm, safe, and healthy environment for households with young children, the elderly, and the disabled.